1) We believe that markets are moving in shorter investment cycles with more volatility than in the past.
2) Depending on the outlook for U.S./global economies and markets, we make top down allocations among stocks, bonds, alternative investments and cash around the globe.
3) The number of investment choices and asset classes available to the public has increased substantially over the last 10 to 20 years. This gives us the ability to invest in any market that we believe offers a high potential of return.
4) We believe that there must be a process for reviewing allocations and holdings in order to take action to protect principal if a downturn begins. By reducing downdrafts, we believe our clients’ goals are more easily met.