The Care You Need...Where You Want It
Long-Term Care Insurance can alleviate cost associated with a wide variety of care services, providing you with the flexibility to choose the type and quality of care that is right for you.
There are many types of LTC options to consider:
Home Care:
Home care allows you to receive the care you need in the comfort of your own home. Typically this type of care is provided for individuals who require assistance with daily activities due to a chronic illness, a surgical procedure and/or a disability. Depending on the level of care needed, care can be administered by a relative, friend, or professional caregiver.
Adult Day Care
Adult day care is a nonresidential facility that supports your health, nutritional, social, and daily living needs in a professionally staffed group setting.
Assisted Living Facilities
Assisted living facilities provide care for those who are independent but want the security of knowing skilled professionals are available round-the-clock to provide assistance if needed. These types of facilities support their residents’ physical and social needs by offering a community based environment with event gatherings and trips. They also provide accommodations such as housekeeping, meal preparation, and home maintenance.
Skilled Nursing Facilities
Skilled nursing facilities provide temporary or long-term care for residents who need assistance with activities of daily living offering round-the-clock supervision, personal care, housekeeping, and meals. These communities focus primarily on the physical needs of the resident.
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