Disclosures

The success of an investment program may be affected by general economic and market conditions, such as interest rates, availability of credit, inflation rates, economic uncertainty, changes in laws and national and international political circumstances. These factors may affect the level and volatility of securities prices and the liquidity of a portfolio’s investments. Unexpected volatility or illiquidity could result in losses. Investing in securities is speculative and entails risk. There can be no assurance that the investment objectives will be achieved or that an investment strategy will be successful.

Past performance does not guarantee future results.  All securities investing entails some risk of loss of principal.

Adopting a fee-based account program may not be suitable for all investors; anticipated individual commission costs should be compared to anticipated annual fees.

The Omega Group is a program through Oppenheimer & Co. Inc.  It offers a managed money program in which experienced Financial Advisors act as portfolio managers for their clients. Please refer to the Oppenheimer & Co. Inc. (“Oppenheimer”) Form ADV Part 2A Appendix 1  for important information about the advisory programs described herein, including program fee schedules and other fees that may apply.  These forms are available from your Oppenheimer Financial Advisor.

Exchange Traded Funds (ETFs) are baskets of securities that are traded like a stock on an exchange. Equity-based ETFs are subject to risks similar to those of stocks; fixed income-based ETFs are subject to risks similar to those of bonds. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Foreign investments have unique and greater risks than domestic investments. 

All ETFs are passively managed and generally have lower management fees and operating expenses than actively managed funds. ETF returns are adjusted to reflect all actual ongoing ETF fund expenses and assume reinvestment of dividends and capital gains. 

You may obtain prospectuses for listed ETFs of your choice or mutual funds, which describe in detail the investment objectives,  investment policies, risks, fees and other matters from the respective listing exchange. Please read any prospectus carefully before you invest.

MSCI ACWI (All Country World Index) Index is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance and emerging markets.  

This piece is intended for informational purposes only. All information provided and opinions expressed are subject to change without notice. No part of this report may be reproduced in any manner without the written permission of Oppenheimer & Co. Inc. (“Oppenheimer”). Any securities discussed should not be construed as a recommendation to buy or sell, and there is no guarantee that these securities will be held for a client’s account, nor should it be assumed that they were or will be profitable. Oppenheimer or any affiliates does not assume any responsibility for this strategy if used outside of the firm or not by the intended recipient. Before investing, the suitability of the Portfolio strategy for your portfolio should be reviewed with Oppenheimer Financial Advisor Joan Gilchrist, the originator of the strategy.