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The Care You Need...Where You Want It

  • Oppenheimer Life Agency, Ltd.
  • November 21, 2023

Long-Term Care Insurance can alleviate cost associated with a wide variety of care services, providing you with the flexibility to choose the type and quality of care that is right for you.

couple with caretaker

There are many types of LTC options to consider:

Home Care:

Home care allows you to receive the care you need in the comfort of your own home. Typically this type of care is provided for individuals who require assistance with daily activities due to a chronic illness, a surgical procedure and/or a disability. Depending on the level of care needed, care can be administered by a relative, friend, or professional caregiver.

Adult Day Care

Adult day care is a nonresidential facility that supports your health, nutritional, social, and daily living needs in a professionally staffed group setting.

Assisted Living Facilities

Assisted living facilities provide care for those who are independent but want the security of knowing skilled professionals are available round-the-clock to provide assistance if needed. These types of facilities support their residents’ physical and social needs by offering a community based environment with event gatherings and trips. They also provide accommodations such as housekeeping, meal preparation, and home maintenance.

Skilled Nursing Facilities

Skilled nursing facilities provide temporary or long-term care for residents who need assistance with activities of daily living offering round-the-clock supervision, personal care, housekeeping, and meals. These communities focus primarily on the physical needs of the resident.

Quotation from Aenean Pretium

Face Your Future with Confidence

SOURCES DISCLOSURE

The information contained herein is general in nature, has been obtained from various sources believed to be reliable and is subject to changes in the Internal Revenue Code, as well as other areas of law. This material is for informational purposes only and should not be construed as a solicitation of any particular insurance product or insurance carrier. Insurance is sold through Oppenheimer Life Agency, Ltd. (OLA), an indirect wholly owned subsidiary of Oppenheimer Holdings. Before purchasing a policy of insurance, please review both the insurance carrier and the insurance policy carefully before investing. A strategic alliance exists between OLA and various outside providers whereby products and services may be utilized. Such providers may receive compensation as a result of the strategic alliance. However, the firms are completely independent of each other. This material is not a recommendation as defined in Regulation Best Interest adopted by the Securities and Exchange Commission. It is provided to you after you have received Form CRS, Regulation Best Interest disclosure and other materials. Oppenheimer & Co. Inc. Transacts Business on all Principal Exchanges and Member SIPC. 6110857.1