A Smooth Sail to Retirement

When we think of our retirement years, we focus on what we will be able to do with the additional free time will we have; such as exploring new places or picking up a hobby we always had a passion for. As we look forward to that future, we might find ourselves wondering if we will have enough income to support not only our current lifestyle but also the items we have on our bucket list throughout our golden years. An annuity may be the solution. Annuities can offer an additional income stream that you can rely on to help achieve the retirement you have envisioned for yourself.

John and Mary Smith, both 56, are dedicated sailors and enjoy spending their free time on their boat. While work and family events keep them busy for the most part, they try to sail as much as possible. During their retirement years, they hope to travel to exquisite sites around the world to further pursue their passion of being on the ocean. John and Mary meet with their financial professional, Sean, and express this vision of their retirement. During their conversation, Sean explains how diversifying a part of their portfolio into a fixed-indexed annuity can offer principal protection and lifetime income which could be the solution to providing the additional resources to fulfill their lifelong dream. He further explains how it is customizable based on their retirement needs. In addition to helping them meet their current goals, it can allow them to adapt and adjust their investment length, growth potential, and protection levels as their financial objectives change over time. John and Mary end up purchasing the annuity based on Sean’s advice, and now feel confident about their future. They are excited about their golden years, looking forward to living the retirement they have always envisioned.